Archive

Here comes an Advanced Property Investment Strategy

Property investment dominates the day as of the time of this writing, until government has to step in to curb the speculators’ action (especially bulk buys, etc) by announcing various measures. The most recent (and perhaps “impactful”) is a new

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Dissecting the Jargons in Medical Insurance

During a recent LIVE webinar with KCLau.com audience, I was presenting awareness and education on medical insurance. The most common and important thing is to understand what it means by co-insurance, co-payment and deductible. Very important is because all these

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Escaping the Debt Trap [by RinggitPlus.com]

If reports have been anything to go by, we are all seriously in debt. As reported by major dailies through the month of June; Malaysia’s household debt stands at a staggering 86% of the country’s GDP, the highest ratio in

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Why we are so TERRIFIED of insurance agents

Insurance is an essential part of financial planning into achieving our eventual financial freedom. If I were to quote this saying – “Sex is like air, it’s not important unless you are not getting any” and apply it to insurance,

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Claim the Right Amount of Tax Relief

e tax filing dateline for employees (BE form) has been extended for another 2 weeks until 15 May, in case you are not aware of this already or your financial planner didn’t tell you. Here’s another thing you should know

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Gold is NOT an investment product…or is it?

I got this “From the Desk of CIO (Chief Investment Office)” letter I received in my inbox this morning, for my EPF investment scheme in a private managed fund. Basically, this option is more exotic than your normal investment withdrawal

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What do insurance policies for women cover?

There is this article in Personal Money March 2013 on protection against women-specific diseases. And since I got married last December, with peers around me or whose wife are planning for baby soon, I started to look for these lady

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Of Meetings, Networking and Passive Income

I was at Cititel Midvalley from Sunday till Tuesday earlier this week. Primarily I had an appointment with CEO and Head of Finance of the REIT Manager for AmFIRST REIT at Menara AmFIRST, Petaling Jaya. I shall keep the details

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Giving away Infinite Wealth

With the proper knowledge, wealth can be obtained and sustained. Make money work harder for you instead of let time work against you. Risks only comes from not knowing what you are investing in. You are unique, and only you

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Interview with Sunway REIT CEO

A cold email to Sunway REIT Investor Relations Manager, Ms Crystal Teh Lay Ling  end of last year was another shot in the dark in my attempt to reach out to various REIT Managers. There’s always this gap between what

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What Should I Invest In Now? Seriously…

If you are someone in the investing or finance profession, do you get this a lot? Or, even if you *seem* to be someone who have more success or experience in investing money, the first question people are eager to

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Uncategorized

A Guide on How to Boost Your Sales in Amazon

The first thing you’ll need to do as an online retailer is to market your goods in places where buyers and potential clients frequent most. Fortunately, these platforms are increasingly becoming a common phenomenon. Nonetheless, not all the places you’ll

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Uncategorized

What Is Personal Injury Loan And How To Avail It?

Sustaining a personal injury because of someone else’s negligence is one of the worst experiences a person could ever go through. You could suffer emotional, property, and/or physical damage, and recovering is never easy. This is why you need to

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Freedom Series Part 2 with Lai Seng Choy

How do you call a man who join the insurance industry not to sell but just to get hands-on experience on insurance products itself? Dumb. But when when that man is Lai Seng Choy, you’ll be dumb not to listen

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K.I.S.S – Your Financial Resolutions for New Year 2013

Save more. Spend less. Invest more, speculate less. Budgeting. Financial and retirement planning. Grand plans that sound like all the cliched answers at beauty pageants – “Everything I do is for world peace, bla bla bla”. That’s a lot of bullsh*t, don’t you

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M-REITs 2013 outlook as the curtain closes for 2012

My subscribers are well aware of my affinity with investing in REIT, M-REITs to be specific. And I’ve helped some of my subscribers/readers into understanding REIT investing via REITMethod.com, an online educational course I co-founded with KCLau. Some of these

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Private Retirement Scheme Prospectus Analysis

Private Retirement Scheme (PRS) is the talk of the town right now. Hwang is the first to launch its PRS funds, and I’ve read its prospectus. In this post, I’ve distilled the most important things you should know about any

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Turbulence ahead, brace for impact

This is an information sent to me by Peter Lim of BursaMethod.  I am not invested in this stock, but if you currently a shareholder of this company, then by all means read this. In an age where trust and

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Landed House or High Rise Apartment?

Just like any other trend, today, people with lots of money tend to invest on real estate or commercial properties. *This scenario only valid in Malaysia, further study needed in other country. 1. If you are going for rental business

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Business slowing, yet we are spending more?

I am not speculating over here – this is based on facts and figures from Malaysian Institute of Economic Research. Here’s what happening during Q3 2012: business is generally in contractionary mode. If you are an employee, you know that

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7 Money Habits of Financially Prudent People

Money habits – what are yours? My friend, AK at Singaporean Stock Investor posted his 7 money habits (inspired from the late Stephen R Covey’s book – 7 habits of highly effective people) which we all could relate too, but

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Golden Schemes which would make you legally rich, fast

This is the sequel to Different Equity Compensation Plans you should know as an Employee and is happening all around us. Know the jargons to impress your colleague 🙂 Golden Handshake Usually provided to top executives for loss employment through layoffs, firing or even

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Me? A columnist in Money Compass English edition?

Today, I want you to pick the “wrong answer” in this multiple choice question. Where’s the question? There is none. Just use your logical thinking. Ok here goes. A) KC Lau, bestseller author (Top Money Tips for Malaysians), founder of

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IGB REIT IPO 2012 Infographics

I am glad that the simplified version of IGB REIT IPO prospectus, in video form, has received so much gratitude and good response from readers. As you might have already known, I am neither a financial analyst nor an investment

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Dissecting IGB REIT IPO Prospectus Part 2

IGB REIT IPO retail offering has been delayed from its original date of 23 August 2012, pending Securities Commission final approval on its prospectus. However, this does not deter us from conducting due diligence based on the earlier draft of

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