This book will challenge what you thought you know about money & investing

Frankly, nobody cares about ‘personal finance’

The truth is, you just want to:

  • Not worry about money
  • Be in control of your money
  • Outdo your peers
  • NOT wait 20 years to see result
  • Get actionable information for your personal situation


✔️”CF’s holistic wealth management knowledge is insane. If you want BOTH the technicality of finance plus the MINDSET to money, you need to read his stuff – he’s the Unicorn among a sea of donkey financial planners

✔️”Enlightening. Blunt. Direct. Life-Changing!”

✔️​”Retirement planning on Steroids!”

✔️​”Mind blown. This is NOT knowledge, this is Transformation”

✔️ ​”Crushed my limiting beliefs, then rebuilt it from ground up!”

If you can relate, download this:

‘The No BS Guide to do what you’re good at, live the life you deserve & enjoy the freedom you desire’

For a limited time, you can download this 👆 for FREE


Now, how can we

I can't find enough time or expertise to plan for my finances

  • I want to Save Precious Time so I can focus on my job/biz
  • Show me how to Strike a Balance so I can fund my child education adequately with jeopardizing my retirement nest egg
  • Tell me whether what I’m currently doing is enough to Retire when I Want
  • Chart a probable Retirement Roadmap for me so I don’t run of money before running out of life
  • Put together a Sustainable Income Replacement Plan based on my lifestyle and preference
  • Advise me on the Cause and Effect of financial decisions I’m gonna make today
  • Help me Catch and Fix Financial Blind-spots before they snowball out of control
  • Put a Stop to Financial Leakages which compound over time and derail my finances
  • Guide me to Reduce Financial Mistakes by leveraging experience from people who’ve ‘been there, done that’

You're in such situation?

I need independent non biased second opinion from a professional

  • My investments are underperforming, what to do next?
  • I need to restructure my portfolio, what’s the better/best way?
  • Is what I have and am current doing good enough or can do better?
  • Am I ahead or behind than other people of my age and profile?
  • Am I over/under insured and/or overpaying for insurance?
  • Anything I overlooked on my own finances/planning?
  • How to best optimize my retrenchment benefit?
  • Is there any low-hanging fruit I am not aware of, to accelerate towards my financial goal?
  • Help me consolidate my assets and liabilities to achieve my financial life goals faster

You have these questions boggling your mind?

I'm stuck trying to get actionable financial advice

  • I want proper consultancy, not some sales talk or products pitches
  • I don’t understand financial jargons & how they relate to each other
  • I’m not able to make informed decisions due to information overload
  • I am confused, frustrated & overwhelmed with what’s out there
  • I don’t know where or how to start
  • I’m not good with numbers, ringgit and cents – help me!
  • I want to grow & optimize wealth with high certainty, ignoring external noises
  • How to best optimize return, with lowest risk in a volatile market?

Does this sound like what you're feeling?

Who is this guy​?

CF Lieu is a licensed, independent financial adviser (IFA)

  • Could be the worst sales person in the financial industry
  • Because he can’t do any sales talks or pushy sales pitches
  • But instead, only knows how to talk facts, data and figures with you

What Have to Say

These corporate organizations have also hired CF Lieu to conduct workshops


CPE Workshops for Fund Management Companies​

Example: Permodalan Nasional Bhd​


CE Workshops for Financial Institutions

Example: Maybank


CPE Workshops for Investment Banks

Example: RHB Investment Bank


Top in Malaysia - Certified Financial Planner (CFP)

Merit award (2013)


Interview by Focus Malaysia

Media appearance in business journals


Continuing Professional Education (CPE) course for financial associations (FPAM)

Topics: Retirement & investment, attended by staff from financial institutions


Seminar for professional accountancy associations (CPA Australia)

Topics: retirement management & SME business succession

Top Blog Posts

More Value to You: from our Youtube channel

"You can't go back and change the beginning, but you can start where you are and change the ending"

What financial planning is really about?

  • Gain Clarity via Consolidated “Big Picture” Analysis
  • Make Smarter and Informed Financial Decisions
  • Evaluate the Cause & Effect of a Financial Decision on the Future
  • Catch & Fix Financial Leakages or Blind spots before they Snowball
  • Helps us Learn from the Past & Make a Difference in the Present

We advise you on every areas in personal finances, without any product pushing.

Contact Us

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