Archive

investment options in malaysia
Investment

19 Investment Options in Malaysia (Full Coverage)

Unlike many other articles on investment options in Malaysia saturating the Internet… …written by half-past-six bloggers with no professional certifications or credible qualifications, …or worse, bankers and financial agents trying to convince you why their products are the best investment

Read More »

How to Boost Your Trading Success Rate

Do you feel like your trading capabilities are stuck in a rut? Do you wish you could find some new and different approaches to making a profit by buying and selling your favorite instruments like forex currency pairs, stock shares,

Read More »

Ways to Supplement your Retirement Income

Money. It doesn’t stretch like it used to. Then again, it probably never stretched that far to begin with, but things certainly seem tighter now. If you are retired, you may be looking for ways to supplement your income. Remember,

Read More »

How to save more money (month to month)

Hands up who’d love to save more money. Now, hands up everyone who’s actually doing anything about it. That was a lot of hands up in the air that came straight back down again! That’s why we’re going to look

Read More »
Investment

Ways to Make Legitimate Money Online [sponsored]

The online world makes all things possible nowadays, from investing in stocks, doing business, and even managing a multi-billion company. So how can you make money online using legit means? There are many ways you can make good money online.

Read More »

Managing emotions like a professional investors

Human beings are inherently emotional animals that always like to take some sentimental judgments based on the circumstances. While this may seem very natural but at least in currency trading, this is the ultimate suicidal method that can kill a

Read More »

Can you time the market? – find out here

We advocate investing for the long term, but we’re still human, so we understand the temptation to try to anticipate market movements and invest accordingly. Even though countless phrases warn against attempting to time the market, our emotions can still

Read More »

Financial Tips for Expats in Malaysia

Malaysia is among the top destinations in Asia for expats, and not without reason. While the country’s economy depended on exports for long, it has now expanded to cover spheres such as tourism, medical tourism, science, and commerce. This, in

Read More »

Five reasons why you might call a lawyer

If you’ve never had to speak to a lawyer before or had any issue considered serious enough to reach out, then the idea of finding and speaking to an attorney can feel rather daunting. It’s often viewed as a confusing

Read More »

How to Clear out Your Debt Hassle Free

There are instances wherein people need to take out loans, which may eventually result to numerous debts. Several factors may cause this scenario such as an economic downturn or a sudden loss of livelihood. Nevertheless, there are various hassle-free means

Read More »

Using a Personal Loan to Invest: Yes or No?

A common way to start preparing for your retirement is by investing funds into a portfolio covering stocks and bonds. However, to invest, there must be a sizeable investment which calls for cash. A Nielsen global survey found that in the last

Read More »

Discovering Ways To Fill Your Wallet

It is hard to earn money these days and it is important for everyone to become smarter when it comes to spending their cash. If you are working a typical nine to five job and your salary does not make

Read More »

When is it OK to Use a Personal Loan?

In a perfect world, all people would have the necessary funds to match every need and desire. Tuition, major appliances, cars, and the like would all be paid for in cash. Although this is possible for some, many individuals run

Read More »

Losing Money And How To Deal With It

Losing money is such a common occurrence in any business setting and in the world of forex trading, nothing is different. In the trading sector, losing money is so normal that at least every trader has lost some funds in

Read More »

Time machine investing

Imagine you had a time machine. It allows you to go back in time and change 1 thing about the past. What would you do? I bet plenty of us WANT to say something like:   Put everything in cash

Read More »
Uncategorized

Four questions all SMEs should be able to answer

SMEs form the bulk of businesses in an economy. The stiff competition causes a fine margin between success and failure. The ultimate goal of any SME is to increase its market share. However, ignoring key aspects of the business may

Read More »

Records to Keep at Your Business

When you run your own business, there are a variety of records that you will need to keep, both for your own, and data protection purposes. If your business is in the care industry, for example, you may be required

Read More »
Tax

Can You Be Taxed on a Personal Loan?

Nearly every homeowner or business owner has taken a loan at some point in their lifetime. It may be a car loan, student loan, mortgage, or business financing. Taking a loan should not always be considered a bad idea because,

Read More »
Insurance

Why Do You Need a Life Insurance?

The Latin term “memento mori” has always been used as a reminder for death. It literally means “remember you will die.” European scholars in the late seventeenth and eighteenth centuries used to place a skull on their desks to remind

Read More »

The Importance Of A Rainy Day Fund

What will you do if you face a financial emergency? Most people don’t have a good answer to that question even if they aren’t living paycheck to paycheck. If you want to make sure that you are financially secure even

Read More »

Smart Ways on How to Get Your Inheritance Fast

Being left behind by a loved one who has passed on is truly difficult. It is even more frustrating when the legalities are involved, such as undergoing the tedious processes of claiming an inheritance. Nevertheless, there are smart ways on

Read More »

Effective Ways To Manage Your Taxes

Managing taxes is a task that every adult tries to avoid. Not everyone (including the accountants) is happy when that time of the year approaches when you need to file your taxes. When we talk about income tax, it varies

Read More »
Retirement

Making Early Retirement A Reality

It can be a rude awakening when you work out how far off retirement you are financially. However, with more Malaysians retiring before the age of 60 than any other Southeast Asian nationality, retiring early is very much within your

Read More »
Money Issues

Why You Should Aim for an Exceptional Credit Score

Borrowing from financial institutions and using credit cards is a common practice in the modern world. However, what most people don’t know is that their borrowing and payment habits have a significant impact on their credit score. A credit score

Read More »

Negative Interest Rate – What, Why and How

This is something unheard of in our parents’ time – banks charge you for keeping cash in your bank or fixed deposit account. It’s insane, but several of Europe’s central banks have negative interest rates and kept them there since 2014.

Read More »

3 Reasons why it is difficult to stock pick now

The reasons it is difficult to invest into public listed companies now are not because of weak ringgit  or low oil price. Although that add oils to the fire. The 3 reasons are disruptive technologies, tightening of compliance procedures or

Read More »

Lessons on failure, grit & persistence

When most of us fear failure, we walk away from our boldest ideas. Instead of being original, we play it safe – doing the status quo, or getting stuck in the rut, or selling conventional products and familiar services. But

Read More »
Uncategorized

What Are The Benefits of IVA

If you’re considering getting an individual voluntary arrangement, you might be considering the pros and cons of one. There are many reasons you may want to enter an IVA, and there are some benefits to using these methods of meeting

Read More »
retire early
Retirement

Retire Early In 10 Years (or Less) – 3 steps to know

Surprisingly, it’s not that hard. It doesn’t require hitting the lottery or inheriting a windfall. Similarly, you don’t have to become a brilliant investor or possess any unusual skill. It is no surpirse, the answer is “frugality” – extreme frugality

Read More »

Akrasia: Why We Fail in Achieving our Financial Goals

One explanation for why we make plans but don’t take action has to do with a behavioral economics term called “time inconsistency.” Time inconsistency refers to the tendency of the human brain to value immediate rewards more highly than future rewards.

Read More »
HowToFinanceMoney © 2011-Present. All rights reserved.