Archive

When Should You Use a Lawyer?

Whether or not you should hire a lawyer can cause a lot of confusion for some people. You may feel like you don’t have enough money, or it is not a serious enough matter. You need to ensure that the

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These 4 Financial Advice needs to die immediately

Lately, a good friend of mine was planning an extensive renovation for his newly OC’ed condo unit when she received some pretty crazy advice from a friendly contractor “You should expect to spend around 25% of your home’s value on renovation,” the

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5 Common Misconceptions on Unit Trust Investing

1) The fund annual management fee must be deducted from the indicated ROI to reflect net return In a fund fact sheet, many investors tend to substract the annual management fee from the indicated returns to get the actual returns. For

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Top 2 EPF Misinformation you should be wary about

There are a few chain emails and Whatsapp message that has been circulating recently on the supposedly certain “hidden” actions or rules by EPF which is deemed as inappropriate. Get your facts rights people, as some of these are misinformation

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11 non-complicated personal finance rules to break

The title does sound ironic, isn’t? To better your finances, you should not follow the rules listed below, but rather, break them! 1. Clear all debts before start investing for [insert your financial goals] Although setting your debt is a prudent

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Ways To Give Your Business A Finance Boost

Whether we like it or not, our businesses will always spend a lot of money on operations, marketing, production costs, rent, and a lot more. Every business owner and entrepreneur knows that you got to spend some money to make

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Investment

How To Start Investing With $1,000

More and more people realize the importance of investing and how it can help make your money grow over time. However, not all that know of this information have taken action to start an investment. Aside from being reluctant about

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Why you should have an Investment Policy Statement

An Investment Policy Statement (IPS) is an integral part of a Financial Plan, but it can be a modular implementation as well. IPS provides the framework for your investment decisions. The IPS ensures that the decision-making process with respect to

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Ways To Cut Down On Tax Season Stress

Tax season can bring about a feeling of dread. Being unprepared or getting caught off guard by tax filing time can be a big headache. Luckily, the stress of tax season does not need to derail you in your day

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Why Moats Matter by Morningstar

Even if you think yourself is a veteran fundamental investor, you could still learn a few new things from this book, which focuses on the concept of moat for great businesses. Warren Buffett once said in a famous 1999 Fortune

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How To Side Step Your Biggest Investment Enemy

Investors often seek some kind of edge.  They follow investment trends, listen to economic experts, and search for the hottest unit trusts or stocks.  By doing so, however, many jeopardize their investment returns.  It’s ironic.  Most investors underperform the returns

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The Reality of Mortgage before Marriage

Which is applicable for you? 1) “First come love, then comes marriage, then comes mortgage and then the baby”. 2) “First comes love, then comes mortgage, then comes marriage and then the baby”. 3) “First comes love, then comes a

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The Bliss and Reality of Modern Marriage

Marriage signifies a major milestone in any adult life that both parties are willing to build their future together. For a man, it is telling the world that you are able to take care and protect your life partner.  For

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A Better Understanding Of Hard Money Loans

Do you know anyone who isn’t concerned about money, in one way or the other? Chances are, you don’t because most of us worry about finances. Economies are far from stable, and prices seem to only be going higher. This

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Make a Living Trading the Forex Market

Many would-be traders believe that trading can only be a part-time activity. Consequently, they fail to even give it a try. The truth, you can actually make a living trading Forex. However, there are a number of things you have

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Interview with a Cancer Survivor – YH Ng Episode 2

Most people have the perception that any profession that deals with money reflects the kind of person he is. Professions like banker, fund manager, insurance agent, financial planner, remisier, stock broker, etc. The stereotype is that all they care about

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