Financial Readiness Self-Assessment for Retirement / Career Break

Only takes 4 minutes. Your readiness score revealed in the next page (no email needed)

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– Step 1 of 2

1. Have you 'deep-cleaned' your spending to both reduce unnecessary expenses and increase critical expenses? *

• Yes! Of course I’ve done that
• Partially, not sure if it’s good enough though
• Errr, nope? I don’t understand why I need to / I don’t know how

2. Have you consolidated and possibly reduce paying for unnecessary or outdated insurance policies? *

• Yes! Of course I’ve done that
• Partially, not sure if it’s good enough though
• Errr, nope? I don’t understand why I need to / I don’t know how

3. Have you planned for a medical sinking fund or medical card premium sustainability? *

• Yes! Of course I’ve done that
• Partially, not sure if it’s good enough though
• Errr, nope? I don’t understand why I need to / I don’t know how

4. Have you tried to explore ways to improve investment portfolio liquidity and passive income? *

• Yes! Of course I’ve done that
• Partially, not sure if it’s good enough though
• Errr, nope? I don’t understand why I need to / I don’t know how

5. Have you tried to restructure any underperforming investments? *

• Yes! Of course I’ve done that
• Partially, not sure if it’s good enough though
• Errr, nope? I don’t understand why I need to / I don’t know how

6. Have you planned to zero or at least reduce any long term liabilities? *

• Yes! Of course I’ve done that
• Partially, not sure if it’s good enough though
• Errr, nope? I don’t understand why I need to / I don’t know how

7. Have you built a 'safe & certain' income portfolio separately from a growth portfolio? *

• Yes! Of course I’ve done that
• Partially, not sure if it’s good enough though
• Errr, nope? I don’t understand why I need to / I don’t know how

8. Have you stress-tested your retirement fund sufficiency until age 80-90? *

• Yes! Of course I’ve done that
• Partially, not sure if it’s good enough though
• Errr, nope? I don’t understand why I need to / I don’t know how

9. Have you prepared a reinvestment & withdrawal strategy to handle market downturn? *

• Yes! Of course I’ve done that
• Partially, not sure if it’s good enough though
• Errr, nope? I don’t understand why I need to / I don’t know how

10. Have you allocated budget for emotional fulfillment activities? *

• Yes! Of course I’ve done that
• Partially, not sure if it’s good enough though
• Errr, nope? I don’t understand why I need to / I don’t know how

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I am CF Lieu, My work includes being a licensed advisor for my retirement planning clients and trainer for banks & investment management companies for their internal staff – bankers, financial advisers, research analysts, accountants, etc.