Case Study 3

Case Study 3 by CF Lieu - Certified Financial Planner Malaysia

Pierre Perusset (a Swiss)

General Manager – The Ritz-Carlton HK

Case Study 3 by CF Lieu - Certified Financial Planner Malaysia

What was problem you are trying to solve but can’t seem to solve it before coming to me?

The search for Medical insurance at the right value for money for MM2H visa purpose is extremely difficult, complicated, confusing yet extremely important as this decision could affect the next 20, 30 , 40 years of my life from a health point of view and cost point of view.

Furthermore planning to retire in Malaysia require a clear understanding on how medical insurance ( medical card) works in order to not be misled.

Contacting insurance agents directly results in more confusion, more unclear quote and a lack of explanations from either the brokers or the Insurance directly.

Hence I realize that obtaining professional expertise would be most helpful and the cost of such expertise can be considered a very useful investment as it should really help contracting the right insurance at the right price.

What has changed, before and after the advisory sessions?

The files and video calls which are conducted in no rush have been extremely helpful and have clarified a huge amounts of points which I wasn’t aware prior to those call.

I now feel much better equipped to make the right decision being guided step by step by CF Lieu.

Of course the decision will be entirely mine but having the expertise of an expert from Malaysia who clearly understand the law, the rules , the practices if extremely valuable.

What’s the aspect(s) you liked the most throughout the advisory?

The reports are very clear and easy to access.

The video calls are similar to a face to face and all necessary documents are projected on the screen for easy follow up during the conversation.

Case Study 3 by CF Lieu - Certified Financial Planner Malaysia

The best part is the “ no rush “ call , step by step and clear explanation of all points and clear answer to all the questions that I have.

As anything , if you want to improve, having a coach is great and when it comes to topic as important as medical insurance one should equally obtain guidance before making such an important decision.